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| Buyer's
Agent |
A
buyer can engage the services of a real estate agent
to purchase property and the real estate agent is then
the agent for the buyer who becomes the agent's
client. This means that the real estate agent represents the buyer.
The agent
owes the buyer undivided loyality, reasonable care, disclosure, obedience to
lawful instruction, confidentiality and accountability, provided, however, that
the agent must disclose known material defects in the real estate.
The agent
must put the buyer's interests first and negotiate for the best price and terms
for their client, the buyer. (The buyer may also authorize sub-agents to represent
him/her in purchasing property, however the buyer should be aware that wrongful
action by the real estate or sub agents may subject the buyer to leagal liability
for those wrongful actions).
Receive
a Free Buyers Handbook!
 News
for HomeBuyers and Sellers: Today's Top Real Estate
News
Provided by Inman News
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| Some
Good Advice ... |
| WHAT
IS IMPORTANT TO CONSIDER WHEN PURCHASING A NEW HOME?
Here is
some good advice. If you find a home today that
you love and it is available at a reasonable price…BUY IT!
Unlike buying stocks or commodities where you
are looking for an immediate return on your investment, a
home is for your
family to enjoy. Don’t loose sleep over how much it will appreciate.
Purchasing a home is a smart decision in any market.
Let Juniper Realty assist you in finding the home you will
love and enjoy. |
| New
Property Listings via Email |
| Looking
for a quick and easy way to view property? Send
Juniper Realty your email address and you will receive
information of homes currently on the market in your
area of choice and price range daily to view before making
that trip around town!
Save time and money, just one click
and you are there. If you see a property you are
interested in, contact our Juniper Team and we will
schedule an appointment and accompany you to view
the property.
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| First
Time Home Buyer |
|
Juniper Realty can assist
you in fulfilling your dream of owning your first home.
We
have a great mortgage company, GMAC Mortgage Corporation,
that can walk you through financing one step at a time.
We can get you started in the right direction, and
be there for you through the entire buying process.
Don’t be afraid to dream!
Information is available, give us
a call, 781-769-4818 or
email us at juniperrealty@aol.com
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| Can
you afford a home? |
| It
is important to know how much you can afford before you
start looking for a home. You should talk to a lender
and get pre-approved for a loan. This will put you in
a stronger negotiating position with a seller.
As a rule, your monthly housing costs should not
be more than 28% of your monthly pre-tax income,
including mortgage payment, real estate taxes, and
insurance. If you have long term debts, such as student
loans or car payments, your monthly payments, including
your housing costs, should be less than 36% of your
pre-tax monthly income. Loans such as VA and FHA
are more flexible with these basic guidelines.
Depending on which type of mortgage you select,
you can consider homes in various price ranges. An
adjustable rate mortgage will usually enable you
to qualify for a higher loan amount. Remember, buying
at the top end of your price range gives you more
time to outgrow your home, and can save you money
in the long run.
Juniper Realty offers mortgage
services through Hyde Park Savings Bank, who
will service all of your financial needs. Give
us a call, 781-769-4818, or email, juniperrealty@aol.com.
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